Named, permanent accounts

Naira in

1. Payer

   Sees a name they trust before they send

3. Naira account

   In your user's name. It never changes.

5. Converts to stablecoinComing soon

   Each credit converts automatically

Stablecoin out

1. Deposit address

   One per network. It never changes.

3. Pulse

   Checks the deposit and converts it to naira

5. User's bank account

   Name verified before any money moves

The problem

A new order for every top-up or cash-out adds friction. Your user waits for fresh account details and copies them again each time. In Nigeria a payer checks the account name before sending, and a generic company name makes people stop. Your operations team cannot always tell which person a payment came from.

How Pulse helps

Each user holds account details that never change, in both directions.

• Naira in. A permanent naira account in a name you set. Every credit records the sender's name and account, the amount, and the time, so you can match each payer to a user.
• Stablecoin out to naira. Permanent deposit addresses, one per network, linked to the user's bank account. Pulse checks each deposit, converts it, and pays naira to that account.

Who it is for

Neobanks and wallets, microfinance banks, exchanges and brokers, savings apps, merchants paid by the same customers again and again, and businesses or freelancers paid in USDT.

What stays yours

The details carry your product and your users' names. Pulse runs the bank providers, the addresses, and the conversion underneath.

For your engineers: permanent accounts and addresses are not in the public guides yet. Contact us for the setup and event guide.