Savings and investment apps
Let users fund their savings in stablecoins while your product stays in naira.
Money
Your user
Sends USDT or USDC to their own permanent address
Pulse
Checks the deposit and converts it to naira
Your treasury
Receives naira in bulk, on a schedule you set
Your app
Deposit update
Who paid, how much, the rate, and the naira settled
Your app
Credits the user's naira balance
The problem
Your users hold stablecoins and want to fund their savings with them. Your product, your ledger, and your users all live in naira. To connect the two, you need a permanent deposit address for every user, a fair rate, settlement into your treasury, and a clean record of who sent what. Building that means running wallets, liquidity, and reconciliation for millions of small payments.
How Pulse helps
Each user gets a permanent deposit address on every network. The addresses never change, so a user saves one and funds from any wallet. When a deposit lands, Pulse checks it, converts it to naira, and settles to your treasury account in bulk.
A bad deposit never settles silently. Pulse holds a deposit that is on an unsupported network or asset, below your minimum, or sent to an address you disabled. It records the reason and tells your team.
Users who fund in naira can also get a permanent naira account in their own name. Coming soon Credits to that account will convert to stablecoin automatically.
What stays yours
Pulse never pays your users and never touches your ledger. You credit each user from your own float, on your own timing. The user relationship stays yours. This model is live in production in Nigeria today.
For your engineers: permanent addresses and their deposit updates are not in the public guides yet. Contact us for the setup and event guide.